School of Nursing Students

As a Nursing Student You Are Covered By a Group Long Term Disability Plan. Click here for plan details.

Conversion Privilege Plan
As a nursing student, you have the ability to obtain up to $1,000 per month of Guardian Group Trust coverage, upon graduation.

Individual disability insurance coverage with Guardian is on a Guaranteed Standard Issue basis:

No medical underwriting required
True Own-Occupation with Specialty Language
Benefit period to Social Security Normal Retirement Age

Partial Disability Benefit Rider

Fully Underwritten Plan
Coverage is available on a fully underwritten basis and is based on your income and any group benefits with your current employer.

Optional policy features:

True Own-Occupation Definition of Disability
Enhanced Partial Disability Benefit rider along with a Recovery Benefit to match your chosen benefit period (to age 65, 67, or 70)
A 3% or 6% Cost of Living Adjustment Rider1
Enhanced Catastrophic Disability Benefit Rider
Retirement Protection Plus Disability Benefit Rider2
Future Increase Option Rider3
Student Loan Protection Rider up to $2,0004
Includes 10% permanent Student Discount (available up to 180 days post graduation)

Have a question, or want to learn more about your options?

Contact your University-Designated Representative

Matt Hermann
Financial Advisor
O: 612-746-2383
[email protected]
Book an Appointment

1. This benefit is not necessarily protection against increases in the cost of living.
2. Retirement Protection Plus is neither a pension plan, qualified retirement plan or qualified individual retirement account or a substitute for one.
3. Conditions and limitations apply. Medical information is not required when applying to exercise an increase option. Taken into consideration are: financial information as well as all disability insurance in force, for which you’ve applied, or are eligible to receive.
4. The Rider provides coverage for a period of 10 to 15 years from the Policy Date. When a qualifying total disability occurs, benefits are only payable during the remaining portion of the 10- or 15- year term that has not elapsed when the disability begins.