Products & Services

Do you have more financial questions than answers?

​In addition to offering some of the highest quality disability insurance, we can help you transition to practice with a full suite of financial planning products and tools including:
  • Debt elimination strategies (student loans, mortgage choices)
  • Life Insurance and Disability Insurance planning
  • Retirement planning
  • Employee benefit and 401K or 403(b) guidance
  • Child college savings strategies
  • Mutual Funds and money management strategies​
Insurance
  • Disability Income Insurance
  • Life Insurance
  • Long-Term-Care Insurance
Investments
  • Bonds
  • Stocks
  • Mutual Funds
  • Exchange Traded Funds​
  • Traditional IRA
  • Roth IRA
  • SEP IRA
  • Simple IRA
  • Brokerage Accounts
  • Treasury Bills & Notes
  • Government Securities
  • Annuities
Financial Strategies​​
  • Retirement Plans
  • Tax Strategies
  • 401(k) or 403(b) Planning​
  • College Planning
  • Estate Planning
  • Money Purchasing Plans
  • Profit Sharing Plans
  • Cash Flow and Budgeting
Business Planning​
  • Exit Planning
  • Succession Planning
  • Executive Compensation Planning
Have a question, or want to learn more about your options?
Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal or accounting professional regarding your individual situation.
While you can't predict the unexpected, you can prepare. We're here to help you.
Foster Klima and Guardian were chosen exclusively by the University of Minnesota to provide you with disability insurance to protect your financial future. 
© 2024   l   Foster Klima   l   10900 Wayzata Blvd.   l   Suite 730   l   Minnetonka, MN 55305   l   Contact Us
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Foster Klima & Company, Inc is an Agency of The Guardian Life Insurance Company of America®  (Guardian), New York, NY.  Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA,SIPC.  OSJ:   PAS is a wholly-owned subsidiary of Guardian.  Foster Klima & Company, Inc  is not an affiliate or subsidiary of PAS or Guardian.  10900 Wayzata Blvd, Minnetonka, MN 55305, ph# 612.746.2200.

This material is intended for general use. By providing this content The Guardian Life Insurance Company of America, Park Avenue Securities LLC, affiliates and/or subsidiaries, and your financial representative are not undertaking to provide investment advice or make a recommendation for a specific individual or situation, or to otherwise act in a fiduciary capacity.

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7229669.1 Exp 11/2026