Broker Check

Veterinary Residents

Coverage Designed with You in Mind

As a completing Veterinary Resident or intern, you may obtain a monthly benefit up to $3,000 per month of individual disability coverage1.

Individual disability insurance coverage with Berkshire Life Insurance Company of America, a Guardian company, is on a Guaranteed Standard Issue basis:

  • No medical underwriting required
  • True Own Occupation Definition of Disability
  • Benefit period to age 67
  • Up to a 20% permanent discount1

Optional riders include:

  • Enhanced Partial Disability Rider along with a Recovery Benefit to match your benefit period (to age 65, 67, or 70)
  • Student Loan Protection Rider up to $2,0002


Contact your University Endorsed Agent:

Matt Hermann

612-746-2383
matt_hermann@fosterklima.com

 

1 20% permanent consists of a 10% mental and/or substance-related disorders limitation along with a 10% Student/Resident discount (one must apply within 60 days of completing your program to receive)  

2 The Rider provides coverage for a period of 10 to 15 years from the Policy Date. When a qualifying total disability occurs, benefits are only payable during the remaining portion of the 10- or 15- year term that has not elapsed when the disability begins.