About Guardian

STRENGTH. GROWTH. INNOVATION.

When choosing a financial provider, it’s important to look into the history and core values that form a company’s foundation. Since 1860, Guardian has been committed to protecting clients so they can enjoy freedom from worries and uncertainties. Guardian provides individuals, businesses, and their employees with high quality products and services, sound advice and vision. The financial strategies they provide are backed by the company’s solid reputation and long-term focus.

Their solid footing on unsteady ground illustrates how Guardian’s strength is deeply rooted and sustainable. It also reinforces growth and innovation with determination. Challenges do not go away, but Guardian is positioned to maximize every opportunity, as they stay vigilant. As they have for decades.

“As a mutual company, we manage our company in the best interests of our owners, the policyholders. We have no stockholders, as publicly held insurance companies do. Because we’re unencumbered by obligations to manage to Wall Street’s short-term, quarter-to-quarter demands, we’re able to always focus on our top priority: our policyholders. Their interests come first.”

Deanna M. Mulligan
President and Chief Executive Officer, Guardian

The theme of Guardian’s 2015 Annual Report is “Embracing Change,” illustrating how we continue to introduce new products to serve our customers how, when, and where they prefer, and we are working with regulators to ensure they understand the changing dynamics shaping our industry. Embracing change means never settling for the way things are- even when we are doing well. Guardian is growing from a position of strength, expanding our business in areas where we have scale and expertise, and reducing it in areas that are no longer at the core of our efforts to serve customers.

Financial information concerning The Guardian Life Insurance Company of America as of December 31, 2015 on a statutory basis: Admitted Assets = $48.1 Billion; Liabilities = $42 Billion (including $37 Billion of Reserves); and Surplus = $6.1 Billion.